{"id":115,"date":"2026-04-03T22:02:01","date_gmt":"2026-04-03T22:02:01","guid":{"rendered":"https:\/\/clearcardguide.com\/?p=115"},"modified":"2026-04-03T22:02:01","modified_gmt":"2026-04-03T22:02:01","slug":"best-credit-card-for-costco-2026","status":"publish","type":"post","link":"https:\/\/clearcardguide.com\/?p=115","title":{"rendered":"Best Credit Card for Costco 2026"},"content":{"rendered":"<p>Costco is one of the few major retailers that accepts only Visa cards. These picks maximize your Costco and everyday spending rewards.<\/p>\n<h2>Costco Anywhere Visa by Citi<\/h2>\n<p>The official Costco credit card \u2014 4% on gas, 3% restaurants\/travel, 2% at Costco, 1% everywhere else.<\/p>\n<ul>\n<li><strong>Rewards:<\/strong> 4% gas, 3% restaurants\/travel, 2% Costco, 1% other<\/li>\n<li><strong>Annual Fee:<\/strong> $0 (requires Costco membership)<\/li>\n<li><strong>Welcome Bonus:<\/strong> None<\/li>\n<\/ul>\n<h2>Citi Double Cash Card<\/h2>\n<p>2% everywhere \u2014 great backup for Costco purchases if you don&#8217;t want a co-branded card.<\/p>\n<ul>\n<li><strong>Rewards:<\/strong> 2% on all purchases<\/li>\n<li><strong>Annual Fee:<\/strong> $0<\/li>\n<li><strong>Welcome Bonus:<\/strong> $200 after $1,500 spend in 6 months<\/li>\n<\/ul>\n<h2>Chase Freedom Unlimited<\/h2>\n<p>1.5\u20135% Visa card accepted at Costco, with elevated travel and dining rewards.<\/p>\n<ul>\n<li><strong>Rewards:<\/strong> 5% travel, 3% dining, 1.5% other<\/li>\n<li><strong>Annual Fee:<\/strong> $0<\/li>\n<li><strong>Welcome Bonus:<\/strong> $200 after $500 spend in 3 months<\/li>\n<\/ul>\n<h2>Quick Comparison<\/h2>\n<table>\n<thead>\n<tr>\n<th>Card<\/th>\n<th>Rewards<\/th>\n<th>Annual Fee<\/th>\n<th>Best For<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Costco Anywhere Visa<\/td>\n<td>2\u20134% at Costco\/gas<\/td>\n<td>$0*<\/td>\n<td>Costco members<\/td>\n<\/tr>\n<tr>\n<td>Citi Double Cash<\/td>\n<td>2% everywhere<\/td>\n<td>$0<\/td>\n<td>Simple backup<\/td>\n<\/tr>\n<tr>\n<td>Chase Freedom Unlimited<\/td>\n<td>1.5\u20135%<\/td>\n<td>$0<\/td>\n<td>Flexible Visa<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>How to Choose<\/h2>\n<p>Costco members should use the Costco Anywhere Visa card \u2014 2% at Costco plus 4% at gas stations (including Costco gas) is hard to beat.<\/p>\n<h2>Frequently Asked Questions<\/h2>\n<h3>What credit cards work at Costco?<\/h3>\n<p>Costco only accepts Visa credit cards in-store. All major Visa cards work, plus Costco debit cards.<\/p>\n<h3>Can I get the Costco Visa without a membership?<\/h3>\n<p>No \u2014 the Costco Anywhere Visa requires an active Costco membership.<\/p>\n<h3>How are Costco Visa rewards paid out?<\/h3>\n<p>Rewards accumulate throughout the year and are paid as a Costco cash voucher in February, redeemable at Costco.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Best credit cards for Costco shopping in 2026. Maximize rewards at Costco with Visa cards that earn 2-4% on warehouse and gas purchases.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-115","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Best Credit Card for Costco 2026 - Clear Card Guide<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/clearcardguide.com\/?p=115\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Credit Card for Costco 2026 - Clear Card Guide\" \/>\n<meta property=\"og:description\" content=\"Best credit cards for Costco shopping in 2026. Maximize rewards at Costco with Visa cards that earn 2-4% on warehouse and gas purchases.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/clearcardguide.com\/?p=115\" \/>\n<meta property=\"og:site_name\" content=\"Clear Card Guide\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-03T22:02:01+00:00\" \/>\n<meta name=\"author\" content=\"clovecrab\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"clovecrab\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/clearcardguide.com\\\/?p=115#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/clearcardguide.com\\\/?p=115\"},\"author\":{\"name\":\"clovecrab\",\"@id\":\"https:\\\/\\\/clearcardguide.com\\\/#\\\/schema\\\/person\\\/2869c62069cf1de919e3f98c097ca732\"},\"headline\":\"Best Credit Card for Costco 2026\",\"datePublished\":\"2026-04-03T22:02:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/clearcardguide.com\\\/?p=115\"},\"wordCount\":236,\"commentCount\":0,\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/clearcardguide.com\\\/?p=115#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/clearcardguide.com\\\/?p=115\",\"url\":\"https:\\\/\\\/clearcardguide.com\\\/?p=115\",\"name\":\"Best Credit Card for Costco 2026 - Clear Card Guide\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/clearcardguide.com\\\/#website\"},\"datePublished\":\"2026-04-03T22:02:01+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/clearcardguide.com\\\/#\\\/schema\\\/person\\\/2869c62069cf1de919e3f98c097ca732\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/clearcardguide.com\\\/?p=115#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/clearcardguide.com\\\/?p=115\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/clearcardguide.com\\\/?p=115#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/clearcardguide.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Best Credit Card for Costco 2026\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/clearcardguide.com\\\/#website\",\"url\":\"https:\\\/\\\/clearcardguide.com\\\/\",\"name\":\"Clear Card Guide\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/clearcardguide.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/clearcardguide.com\\\/#\\\/schema\\\/person\\\/2869c62069cf1de919e3f98c097ca732\",\"name\":\"clovecrab\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1c8b3fec740dc9d6c8f542c2af3222496465682d68abf4298ab01ea590c17265?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1c8b3fec740dc9d6c8f542c2af3222496465682d68abf4298ab01ea590c17265?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/1c8b3fec740dc9d6c8f542c2af3222496465682d68abf4298ab01ea590c17265?s=96&d=mm&r=g\",\"caption\":\"clovecrab\"},\"sameAs\":[\"https:\\\/\\\/clearcardguide.com\"],\"url\":\"https:\\\/\\\/clearcardguide.com\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Best Credit Card for Costco 2026 - Clear Card Guide","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/clearcardguide.com\/?p=115","og_locale":"en_US","og_type":"article","og_title":"Best Credit Card for Costco 2026 - Clear Card Guide","og_description":"Best credit cards for Costco shopping in 2026. Maximize rewards at Costco with Visa cards that earn 2-4% on warehouse and gas purchases.","og_url":"https:\/\/clearcardguide.com\/?p=115","og_site_name":"Clear Card Guide","article_published_time":"2026-04-03T22:02:01+00:00","author":"clovecrab","twitter_card":"summary_large_image","twitter_misc":{"Written by":"clovecrab","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/clearcardguide.com\/?p=115#article","isPartOf":{"@id":"https:\/\/clearcardguide.com\/?p=115"},"author":{"name":"clovecrab","@id":"https:\/\/clearcardguide.com\/#\/schema\/person\/2869c62069cf1de919e3f98c097ca732"},"headline":"Best Credit Card for Costco 2026","datePublished":"2026-04-03T22:02:01+00:00","mainEntityOfPage":{"@id":"https:\/\/clearcardguide.com\/?p=115"},"wordCount":236,"commentCount":0,"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/clearcardguide.com\/?p=115#respond"]}]},{"@type":"WebPage","@id":"https:\/\/clearcardguide.com\/?p=115","url":"https:\/\/clearcardguide.com\/?p=115","name":"Best Credit Card for Costco 2026 - Clear Card Guide","isPartOf":{"@id":"https:\/\/clearcardguide.com\/#website"},"datePublished":"2026-04-03T22:02:01+00:00","author":{"@id":"https:\/\/clearcardguide.com\/#\/schema\/person\/2869c62069cf1de919e3f98c097ca732"},"breadcrumb":{"@id":"https:\/\/clearcardguide.com\/?p=115#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/clearcardguide.com\/?p=115"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/clearcardguide.com\/?p=115#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/clearcardguide.com\/"},{"@type":"ListItem","position":2,"name":"Best Credit Card for Costco 2026"}]},{"@type":"WebSite","@id":"https:\/\/clearcardguide.com\/#website","url":"https:\/\/clearcardguide.com\/","name":"Clear Card Guide","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/clearcardguide.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/clearcardguide.com\/#\/schema\/person\/2869c62069cf1de919e3f98c097ca732","name":"clovecrab","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/1c8b3fec740dc9d6c8f542c2af3222496465682d68abf4298ab01ea590c17265?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/1c8b3fec740dc9d6c8f542c2af3222496465682d68abf4298ab01ea590c17265?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1c8b3fec740dc9d6c8f542c2af3222496465682d68abf4298ab01ea590c17265?s=96&d=mm&r=g","caption":"clovecrab"},"sameAs":["https:\/\/clearcardguide.com"],"url":"https:\/\/clearcardguide.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/clearcardguide.com\/index.php?rest_route=\/wp\/v2\/posts\/115","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/clearcardguide.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/clearcardguide.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/clearcardguide.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/clearcardguide.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=115"}],"version-history":[{"count":1,"href":"https:\/\/clearcardguide.com\/index.php?rest_route=\/wp\/v2\/posts\/115\/revisions"}],"predecessor-version":[{"id":116,"href":"https:\/\/clearcardguide.com\/index.php?rest_route=\/wp\/v2\/posts\/115\/revisions\/116"}],"wp:attachment":[{"href":"https:\/\/clearcardguide.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=115"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/clearcardguide.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=115"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/clearcardguide.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}