{"id":21,"date":"2026-04-03T21:50:54","date_gmt":"2026-04-03T21:50:54","guid":{"rendered":"https:\/\/clearcardguide.com\/?p=21"},"modified":"2026-04-03T21:50:54","modified_gmt":"2026-04-03T21:50:54","slug":"best-cash-back-credit-card-for-groceries-2026","status":"publish","type":"post","link":"https:\/\/clearcardguide.com\/?p=21","title":{"rendered":"Best Cash Back Credit Card for Groceries 2026"},"content":{"rendered":"<p>If you spend $500 or more per month on groceries, the right credit card can earn you $360\u2013$720 back per year. These are the top cards for supermarket spending.<\/p>\n<h2>Amex Blue Cash Preferred<\/h2>\n<p>The undisputed king of grocery rewards. 6% cash back at U.S. supermarkets (on up to $6,000\/year) is unmatched.<\/p>\n<ul>\n<li><strong>Rewards:<\/strong> 6% at US supermarkets<\/li>\n<li><strong>Annual Fee:<\/strong> $95<\/li>\n<li><strong>Welcome Bonus:<\/strong> $250 after $3,000 spend in 6 months<\/li>\n<\/ul>\n<h2>Amex Blue Cash Everyday<\/h2>\n<p>No annual fee version with solid 3% grocery rewards \u2014 great if your supermarket spend is under $250\/month.<\/p>\n<ul>\n<li><strong>Rewards:<\/strong> 3% at US supermarkets<\/li>\n<li><strong>Annual Fee:<\/strong> $0<\/li>\n<li><strong>Welcome Bonus:<\/strong> $200 after $2,000 spend in 6 months<\/li>\n<\/ul>\n<h2>Capital One SavorOne<\/h2>\n<p>Strong grocery rewards with no annual fee, plus excellent dining rewards for food lovers.<\/p>\n<ul>\n<li><strong>Rewards:<\/strong> 3% at grocery stores and dining<\/li>\n<li><strong>Annual Fee:<\/strong> $0<\/li>\n<li><strong>Welcome Bonus:<\/strong> $200 after $500 spend in 3 months<\/li>\n<\/ul>\n<h2>Quick Comparison<\/h2>\n<table>\n<thead>\n<tr>\n<th>Card<\/th>\n<th>Rewards<\/th>\n<th>Annual Fee<\/th>\n<th>Best For<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Amex Blue Cash Preferred<\/td>\n<td>6%<\/td>\n<td>$95<\/td>\n<td>High grocery spend<\/td>\n<\/tr>\n<tr>\n<td>Amex Blue Cash Everyday<\/td>\n<td>3%<\/td>\n<td>$0<\/td>\n<td>Moderate grocery spend<\/td>\n<\/tr>\n<tr>\n<td>Capital One SavorOne<\/td>\n<td>3%<\/td>\n<td>$0<\/td>\n<td>Groceries + dining<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>How to Choose<\/h2>\n<p>If you spend over $250\/month on groceries, the Amex Blue Cash Preferred&#8217;s $95 annual fee is easily offset. Under that, go with a no-fee option.<\/p>\n<h2>Frequently Asked Questions<\/h2>\n<h3>Do Walmart and Target count as supermarkets?<\/h3>\n<p>No \u2014 Amex defines &#8220;supermarkets&#8221; as traditional grocery stores. Superstores like Walmart and Target typically earn 1%.<\/p>\n<h3>What&#8217;s the cap on grocery rewards?<\/h3>\n<p>The Amex Blue Cash Preferred caps 6% rewards at $6,000\/year in supermarket purchases, then drops to 1%.<\/p>\n<h3>Can I use a grocery card at warehouse clubs?<\/h3>\n<p>Costco and Sam&#8217;s Club are typically coded as wholesale clubs, not supermarkets, and earn lower rates.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Find the best credit card for groceries in 2026. Cards offering up to 6% cash back at supermarkets reviewed and compared.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-21","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Best Cash Back Credit Card for Groceries 2026 - Clear Card Guide<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/clearcardguide.com\/?p=21\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Cash Back Credit Card for Groceries 2026 - Clear Card Guide\" \/>\n<meta property=\"og:description\" content=\"Find the best credit card for groceries in 2026. 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