Best Credit Card for Uber and Lyft 2026
Rideshare spending adds up quickly. The right card can earn you 3–5% back on every Uber and Lyft trip.
Chase Sapphire Reserve
Lyft partner card with 10x points on Lyft rides through March 2025, and unlimited DashPass for free food delivery.
- Rewards: 3x all dining/travel, 10x Lyft (special partnership)
- Annual Fee: $550
- Welcome Bonus: 60,000 points after $4,000 spend in 3 months
Capital One SavorOne
3% on dining and entertainment — Uber Eats counts as dining, and rideshares often count too.
- Rewards: 3% dining/entertainment/grocery/streaming, 1% other
- Annual Fee: $0
- Welcome Bonus: $200 after $500 spend in 3 months
Chase Freedom Unlimited
3% on dining — Uber Eats earns at the dining rate on many cards, plus solid catch-all 1.5%.
- Rewards: 3% dining/drugstores, 5% travel via Chase, 1.5% other
- Annual Fee: $0
- Welcome Bonus: $200 after $500 spend in 3 months
Quick Comparison
| Card | Rewards | Annual Fee | Best For |
|---|---|---|---|
| Chase Sapphire Reserve | 3x travel/dining | $550 | Premium travelers |
| Capital One SavorOne | 3% dining/entertainment | $0 | Regular rideshare users |
| Chase Freedom Unlimited | 3% dining | $0 | Everyday card |
How to Choose
For no-fee rideshare rewards, Capital One SavorOne’s 3% on dining applies to Uber Eats orders and often to Uber rides themselves. A great everyday card for city dwellers.
Frequently Asked Questions
Does rideshare spending count as travel or dining?
It depends on the card. Uber is often coded as dining, Lyft as travel — or vice versa. Check your card’s rewards categories.
Does Uber Eats count as dining on credit cards?
Usually yes — food delivery services like Uber Eats, DoorDash, and Grubhub typically earn at the dining rewards rate.
Is there a specific Uber credit card?
The Uber Visa by Barclays was discontinued. Uber primarily partners with Chase Sapphire Reserve for enhanced Lyft rewards.