Best Credit Card for Streaming Services 2026
Cord-cutters pay for Netflix, Hulu, Spotify, and more every month. The right card can earn you 3–6% back on all your streaming subscriptions.
Blue Cash Preferred from Amex
6% cash back on select US streaming subscriptions — the highest streaming rate available.
- Rewards: 6% select streaming, 6% US supermarkets, 3% gas
- Annual Fee: $95
- Welcome Bonus: $250 after $3,000 spend in 6 months
Capital One SavorOne
3% on streaming services with no annual fee — covers Netflix, Hulu, Disney+, Spotify, and more.
- Rewards: 3% dining/entertainment/streaming/grocery, 1% other
- Annual Fee: $0
- Welcome Bonus: $200 after $500 spend in 3 months
Chase Ink Business Cash
5% on streaming services (cable/internet category) for business accounts — best for content creators or businesses.
- Rewards: 5% on internet/cable/streaming, 2% gas/dining, 1% other
- Annual Fee: $0
- Welcome Bonus: $750 after $6,000 spend in 3 months
Quick Comparison
| Card | Rewards | Annual Fee | Best For |
|---|---|---|---|
| Amex Blue Cash Preferred | 6% streaming | $95 | Streaming maximizers |
| Capital One SavorOne | 3% streaming | $0 | No-fee option |
| Chase Ink Business Cash | 5% streaming | $0 | Business accounts |
How to Choose
The Amex Blue Cash Preferred gives 6% on streaming — best for households with 3+ streaming services. The SavorOne is the best no-fee option for most people.
Frequently Asked Questions
Which streaming services count for rewards?
Most major platforms qualify: Netflix, Hulu, Disney+, Max, Peacock, Paramount+, Spotify, Apple Music, and YouTube Premium.
Does the streaming reward apply to annual subscriptions?
Yes — annual streaming subscriptions earn the same rewards rate as monthly ones.
Is 6% back on streaming worth the annual fee?
At $15/month across 3 services, 6% back earns $10.80/year — not enough alone. The Amex Blue Cash Preferred pays off via grocery rewards.