Best Cash Back Credit Card for Amazon 2026
If you shop Amazon regularly, the right credit card can earn you significant cash back on every order. These are the top picks for Amazon purchases.
Amazon Prime Rewards Visa
5% back at Amazon.com and Whole Foods for Prime members — the single best card for Amazon shoppers.
- Rewards: 5% at Amazon and Whole Foods
- Annual Fee: $0 with Prime
- Welcome Bonus: $100 Amazon gift card upon approval
Amazon Rewards Visa
Non-Prime version offering 3% back at Amazon — still excellent for frequent shoppers.
- Rewards: 3% at Amazon
- Annual Fee: $0
- Welcome Bonus: $50 Amazon gift card upon approval
Citi Double Cash Card
If you prefer a general card, 2% on all Amazon purchases (and everything else) with no conditions.
- Rewards: 2% on everything including Amazon
- Annual Fee: $0
- Welcome Bonus: $200 after $1,500 spend in 6 months
Quick Comparison
| Card | Rewards | Annual Fee | Best For |
|---|---|---|---|
| Amazon Prime Visa | 5% Amazon | $0* | Prime members |
| Amazon Rewards Visa | 3% Amazon | $0 | Non-Prime members |
| Citi Double Cash | 2% everywhere | $0 | Non-Amazon card users |
How to Choose
Prime members should use the Amazon Prime Rewards Visa exclusively for Amazon purchases. Non-Prime shoppers get solid value from the regular Amazon Rewards Visa.
Frequently Asked Questions
Do I need Prime to get the 5% card?
Yes, the 5% Prime Rewards Visa requires an active Amazon Prime membership.
Does the card work for Amazon subscriptions?
Yes, recurring Amazon charges like Prime membership, Kindle, and Audible earn the full reward rate.
Can I use the card outside Amazon?
Yes — both Amazon cards work anywhere Visa is accepted, with lower rates for non-Amazon purchases.